Free Financial Calculators 2026
Free, accurate, and up-to-date calculators for tax, property, retirement, and investing. Updated for US, UK, Canada and Australia. No sign-up required.
Stamp Duty Calculator
UK SDLT for buyers & investors
Capital Gains Tax
US & UK CGT — stocks, property, crypto
Inheritance Tax
UK IHT & US Estate Tax 2026
National Insurance
Employee NI contributions 2026/27
Self-Employed Tax
Sole trader & freelancer tax estimate
Corporation Tax
UK company tax + Marginal Relief 2026
VAT Calculator
Add or remove UK VAT (20% / 5%)
FIRE Calculator
When can you retire early?
401k & Pension
Project your retirement pot
Roth vs Traditional IRA
Compare IRA options for 2026
Social Security
US benefit estimate — ages 62–70
Pension Credit
UK Guarantee & Savings Credit 2026
Dividend Income
Passive income from dividends
Compound Interest
Watch your money grow
Salary & Tax
Take-home pay — US, UK, CA, AU
Hourly to Salary
$25/hr = how much a year?
Pay Rise Calculator
How much of a rise you keep after tax
Redundancy Pay
UK statutory redundancy entitlement
Holiday Entitlement
UK annual leave calculator
Student Loan
UK repayment calculator — all plans
Loan Calculator
Monthly payments & amortization
📚 Money Guides
View all →New to UK tax? These plain-English guides explain how it works — each with a free calculator inside.
How Is Stamp Duty Calculated in the UK?
6 min read
How Much Capital Gains Tax Will I Pay in the UK?
7 min read
How Is National Insurance Calculated in the UK?
6 min read
How Much Redundancy Pay Am I Entitled To?
6 min read
How to Calculate Your Take-Home Pay in the UK
6 min read
UK VAT Rates Explained
5 min read
How Compound Interest Works
6 min read
UK Student Loan Repayments Explained
6 min read
How Much Can I Borrow for a Mortgage?
6 min read
What Is a FIRE Number?
6 min read
How to Pay Off Credit Card Debt Fast
7 min read
Avalanche vs Snowball: Which Debt Payoff Method Wins?
6 min read
How Much Car Can I Afford?
6 min read
Should I Refinance My Mortgage?
7 min read
Do I Pay Tax on a Bonus in the UK?
4 min read
Do I Pay National Insurance on My Pension?
4 min read
Is Redundancy Pay Taxed If I Get a New Job Straight Away?
4 min read
How Much Can I Earn Before I Pay 40% Tax in the UK?
4 min read
Do I Pay Tax on Dividends From My Own Limited Company?
5 min read
Does a Pay Rise Affect My Student Loan Repayment?
4 min read
About JoinCalc
JoinCalc provides free financial calculators for individuals in the US, UK, Canada, and Australia. All calculators are updated for 2026 tax rates and use official government sources including the IRS, HMRC, ATO, and CRA. No account required — all calculations happen instantly in your browser.